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  3. Fiserv and PayPal partner on stablecoin interoperability
Payments news

Fiserv and PayPal partner on stablecoin interoperability


30 June 2025 US
Reporter: Justin Lawson

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Image: AIBackground/stock.adobe.com
Fiserv and PayPal have announced plans to build interoperability between their respective stablecoins — FIUSD and PayPal USD — to enable domestic and international fund transfers.

The partnership will combine both companies' global reach across banking, consumer and merchant payments to expand stablecoin usage and programmable payments worldwide. The firms will identify opportunities for integrating both stablecoins into payment flows including cross-border transactions, payouts and merchant solutions.

Takis Georgakopoulos, chief operating officer at Fiserv, says: “Our expanded relationship with PayPal furthers our mission to scale stablecoin-powered payments, leveraging our position at the intersection of banking and commerce to build more efficiency and optionality into the payments ecosystem.”

PayPal's Frank Keller, executive vice president, says blockchain technology addresses common business challenges including slow fund transfers, inflation and currency fluctuations. "Together with Fiserv, we will help bridge the gap between traditional financial systems and new technologies, enabling faster, more cost-effective, and globally accessible payment options for merchants," he notes.

Fiserv announced it will develop FIUSD as a bank-friendly stablecoin enabling financial institutions to offer next-generation banking solutions. PayPal USD, launched in 2023, has been used for startup investments, cross-border transfers via Xoom and vendor invoice reconciliation.

The firms say this partnership reflects growing institutional adoption of stablecoin infrastructure for traditional payment applications.
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