Xapo Banks opens access for all members to the Xapo BTE Credit Fund
26 November 2025 Gibraltar
Image: SCstock/stock.adobe.com
Xapo Bank has opened access for all eligible members to the Xapo BTC Credit Fund, a bitcoin denominated wealth product that lets participants earn yield on their Bitcoin by participating in lending markets.
During its initial phase, the bank says that the early access to the offering attracted US$100 million in member allocations, marking the next step in Xapo Bank’s phased rollout of the product.
The product’s rollout has been part of a deliberate, multi-year programme of development and validation, the firm notes.
The Xapo BTC Credit Fund deploys member Bitcoin through a fully institutional credit process.
Seamus Rocca, CEO of Xapo Bank, says: “The launch of our latest earnings product marks another milestone in our vision to build a complete digital-wealth ecosystem for Bitcoin holders.
“From loans to savings access, we’ve taken a phased approach to offering members more ways to grow and manage their Bitcoin within a secure banking framework.
“Opening this offering to all eligible members demonstrates the maturity of that journey, and the sustained demand we continue to see from those looking for long-term, institutional-grade opportunities.”
Tommy Doyle, global head of relationship management at Xapo Bank, adds: “Our members choose Xapo Bank as we are the pioneers of bitcoin-denominated wealth and savings products, with a trusted reputation of protecting our client's bitcoin, without compromise, since 2013.
“No other bank or platform has been as disciplined and unwavering in their commitment to provide banking services for 'bitcoiners'. The Xapo BTC Credit Fund fits nicely into our suite of BTC wealth products in delivering consistent yield, with a limited low risk appetite, for our long term BTC holders.
“We are very excited about the scalability of our regulated credit fund and delighted to partner with our independent investment manager, Hilbert Capital.”
During its initial phase, the bank says that the early access to the offering attracted US$100 million in member allocations, marking the next step in Xapo Bank’s phased rollout of the product.
The product’s rollout has been part of a deliberate, multi-year programme of development and validation, the firm notes.
The Xapo BTC Credit Fund deploys member Bitcoin through a fully institutional credit process.
Seamus Rocca, CEO of Xapo Bank, says: “The launch of our latest earnings product marks another milestone in our vision to build a complete digital-wealth ecosystem for Bitcoin holders.
“From loans to savings access, we’ve taken a phased approach to offering members more ways to grow and manage their Bitcoin within a secure banking framework.
“Opening this offering to all eligible members demonstrates the maturity of that journey, and the sustained demand we continue to see from those looking for long-term, institutional-grade opportunities.”
Tommy Doyle, global head of relationship management at Xapo Bank, adds: “Our members choose Xapo Bank as we are the pioneers of bitcoin-denominated wealth and savings products, with a trusted reputation of protecting our client's bitcoin, without compromise, since 2013.
“No other bank or platform has been as disciplined and unwavering in their commitment to provide banking services for 'bitcoiners'. The Xapo BTC Credit Fund fits nicely into our suite of BTC wealth products in delivering consistent yield, with a limited low risk appetite, for our long term BTC holders.
“We are very excited about the scalability of our regulated credit fund and delighted to partner with our independent investment manager, Hilbert Capital.”
NO FEE, NO RISK
100% ON RETURNS If you invest in only one asset servicing news source this year, make sure it is your free subscription to Asset Servicing Times
100% ON RETURNS If you invest in only one asset servicing news source this year, make sure it is your free subscription to Asset Servicing Times
