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Clearstream implements ISO 20022 standard for CBPR+


12 December 2025 Germany, Luxembourg
Reporter: Tahlia Kraefft

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Image: faiz_99/adobe.stock.com
The ISO 20022 standard for Cross-Border Payments and Reporting (CBPR+) messages is now fully implemented and live on Clearstream’s systems.

Driven by the adoption of the ISO 20022 standard, the global financial services industry is undergoing a significant transformation with the Swift mandate to transition from the legacy message type (MT) to the modern XML message type (MX) format for payment instructions.

This shift represents a move toward a more efficient and transparent future for financial communication.

The move away from MT messages, which are limited in their data capacity, to the XML-based MX format is designed to further standardise financial messaging globally.

The firm says the implementation of the new formats will benefit its clients through delivering enhanced data quality, improved operational efficiency, global standardisation and interoperability, and enhanced transparency and compliance.

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